As of February 2026, there is no approved XRP spot ETF in the United States. However, several major asset managers including Grayscale, WisdomTree, Bitwise, and 21Shares have filed applications with the SEC. The first XRP ETF approval could come in Q2-Q3 2026.

When will an XRP ETF be approved?

Analysts predict XRP ETF approval is likely in 2026, with most estimates pointing to Q2-Q3 2026. The SEC has 240 days from acknowledgment to make a final decision. The favorable Ripple lawsuit ruling in 2024 significantly improved approval odds.

What is the XRP ETF approval odds?

Bloomberg analysts estimate XRP ETF approval odds at 65-75% for 2026. This follows the successful Bitcoin and Ethereum ETF approvals, and the favorable Ripple vs SEC court ruling that determined XRP is not a security when sold on exchanges.

How will an XRP ETF affect the price?

Historical data from Bitcoin and Ethereum ETF approvals shows significant price increases. Bitcoin gained 150%+ post-ETF approval. Analysts predict XRP could see 50-200% gains within 6 months of ETF approval due to institutional inflows.

Which companies have filed for an XRP ETF?

Major XRP ETF filers include Grayscale (conversion from GXRP trust), WisdomTree, Bitwise Asset Management, 21Shares, Canary Capital, and Franklin Templeton. These represent some of the largest asset managers in the world.

What is the SEC deadline for XRP ETF decision?

The SEC has up to 240 days to make a final decision on ETF applications after formal acknowledgment. The earliest filed XRP ETFs could receive final decisions by mid-2026. The SEC can also approve multiple ETFs simultaneously, as seen with Bitcoin ETFs.

Can I invest in XRP through an ETF now?

While US spot ETFs are pending, you can invest in XRP through Grayscale XRP Trust (OTC: GXRP) or buy XRP directly on exchanges like Coinbase, Kraken, or Uphold. European investors can access XRP ETPs on exchanges like Deutsche Börse.

Why is an XRP ETF important?

An XRP ETF would allow traditional investors to gain XRP exposure through regular brokerage accounts and retirement accounts (401k, IRA) without directly holding crypto. This opens XRP to institutional money and mainstream investors who can't use crypto exchanges.

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📊 XRP ETF Tracker 2026

Live status of all XRP spot ETF filings, approval odds, and key dates

Last updated: February 2, 2026

2026 Approval Probability

65-75%

Based on Bloomberg ETF analyst estimates

Following favorable Ripple vs SEC ruling (2024)

XRP Price

$3.14

+2.4%

ETF Approval Target

$5-8

Analyst estimates

Days to Earliest Decision

~90

Q2 2026 expected

📋 ETF Filing Status

Grayscale XRP Trust

Converting from OTC: GXRP

Under Review

Filed

Oct 2024

AUM

$16M+

Decision

Q2 2026

Bitwise XRP ETF

Pending ticker

Under Review

Filed

Oct 2024

Fee

TBD

Decision

Q2-Q3 2026

21Shares XRP ETF

Pending ticker

Under Review

Filed

Nov 2024

Fee

TBD

Decision

Q2-Q3 2026

WisdomTree XRP Fund

Pending ticker

Pending

Filed

Dec 2024

AUM (Firm)

$100B+

Decision

Q3 2026

Canary Capital XRP ETF

Pending ticker

Pending

Filed

Oct 2024

Fee

TBD

Decision

Q2-Q3 2026

Franklin Templeton XRP Fund

Pending ticker

Pending

Filed

Jan 2025

AUM (Firm)

$1.5T+

Decision

Q3-Q4 2026

📈 What ETF Approval Means for XRP

💰

Estimated Inflows (Year 1)

$5-15B

Based on Bitcoin/Ethereum ETF inflow patterns

📊

Projected Price Impact

+50-200%

Within 6 months of approval

🏦

New Investor Access

401k & IRA

Retirement accounts can hold XRP

🌐

Institutional Legitimacy

Top 3 Crypto

Alongside BTC & ETH with ETF status

🗓️ Key Timeline

July 2023

Ripple Partial Victory: Judge Torres rules XRP is not a security when sold on exchanges to retail investors.

August 2024

SEC Appeal Deadline Passes: SEC doesn't appeal retail ruling, clearing regulatory uncertainty.

October 2024

First XRP ETF Filings: Grayscale, Bitwise, and Canary Capital file S-1 applications with SEC.

January 2025

Franklin Templeton Files: $1.5T asset manager joins XRP ETF race, signaling institutional confidence.

February 2026 (Now)

Review Period: Multiple XRP ETFs under active SEC review. Comment periods ongoing.

Q2 2026 (Expected)

First Decision Window: Earliest ETFs could receive approval or denial. SEC may approve multiple simultaneously.

Q3-Q4 2026

Remaining Decisions: Later-filed ETFs receive decisions. Full trading expected across major brokers.

📰 Latest ETF News

Jan 2026

Bloomberg: XRP ETF Approval "Likely" in 2026

ETF analysts Eric Balchunas and James Seyffart estimate 65-75% approval odds following regulatory clarity.

Dec 2025

SEC Chair Signals Openness to Crypto ETFs

New administration's SEC leadership indicates willingness to approve additional crypto spot ETFs beyond Bitcoin and Ethereum.

Nov 2025

Grayscale XRP Trust Premium Narrows

GXRP premium/discount to NAV narrows significantly as ETF conversion expectations rise.

Oct 2025

Ripple CEO: "ETF Would Be Transformative"

Brad Garlinghouse calls XRP ETF approval a "matter of when, not if" at Swell Conference.

Want to Buy XRP Now?

Don't wait for the ETF. Get XRP directly through trusted exchanges.

View Exchange Guide →

📊 Current XRP Investment Options (Before ETF)

Grayscale XRP Trust

OTC: GXRP • Accredited investors

Direct Purchase

Coinbase, Kraken, Uphold

European XRP ETPs

21Shares, VanEck (EU exchanges)

Crypto IRAs

iTrustCapital, Bitcoin IRA

⚠️ Disclaimer: This page is for informational purposes only and does not constitute financial advice. ETF approval timelines and probability estimates are based on analyst opinions and may change. Cryptocurrency investments carry significant risk. Always do your own research (DYOR) before investing.